Loan Products

Read about a recently funded Restoration Capital loan by clicking on one of our loan categories:

Traditional Rehab & Resale
Find a property that needs a little work? When banks say no, Restoration Capital says yes!

Home Auction Purchase
Before you bid on your next property, find out how quickly and easily Restoration Capital can finance your purchase.

Cash-Out Refinance
Own a property with little or no debt? You can qualify for a cash-out loan in as little as 3 days with Restoration Capital!

Custom Loan
Let us know what real estate project you have in mind and we’ll create a custom Restoration Capital loan just for you!
 
Try our new one page application!

Loan Parameters

LOAN TYPE: Investment Purposes Only
PROPERTY TYPE: Residential
LENDING AREA: Virginia
LOAN SIZE: $25,000-$1,000,000
LOAN TERMS: 6-12 Months (extensions available)
INTEREST RATE: Contact for current rates
LOAN FEES: Contact for current fees
LOAN-TO-VALUES Up to 70% of Property Value
DOWN PAYMENT: No minimum down payment. Additional
investment properties can be collateralized
in lieu of down payment
PREPAYMENT: Prepay Anytime, No Penalties
BORROWER TYPE: Persons or Companies
CREDIT: Credit History Reviewed
INCOME: Income is not reviewed. Loan amounts
are approved based on collateral value,
experience of investor and other
non-income criteria