Fix and Flip

Loans from $75,000 to $5 Million

Fix and Flip

Loans from $75,000 to $5 million

Rates from 8.99%

Put down as little as 10%

Borrow up to 100% of rehab costs

Closing in as little as 5-10 Days

Simplify Your Financing

Our fix and flip lending program is fast, simple and stress-free.  Put down as little as 10% of the purchase price and borrow up to 100% of rehab costs. We will fund renovation projects of any scope or size, up to 90% LTV and 70% ARV (after repair value).

Fast Funding

We strive to get you funded as fast as possible. Loan settlements typically occur within 5 – 10 business days upon full application completion.

Flexible Terms

Our program offers lending options outside traditional hard money loans.  Whether you are new to flipping, don’t have an LLC, no time for an appraisal – we will structure a loan that fits your individual needs.

Minimal Paperwork

Our streamlined underwriting process allows you to focus on the project, not the paperwork.  Fix and flip loans are primarily approved on collateral value and borrower experience. 

Local Expertise

Restoration Capital has funded over $500 million of loans like yours throughout the Washington DC Metro Area. As a direct lender specializing in renovation and rental loans, we’ll give you confidence that you’ve found a strong partner to help you meet your real estate investment goals.

Our Fix and Flip Lending Experts are Here to Help

Thinking about a new fix and flip project?  We want to make your life easier with our flexible process and knowledgeable staff.  Get started with our online pre-approval or give us a call at (703) 375-9937.

Recent Projects We’ve Funded

FIX AND FLIP

$367,000 LOAN

AFTER
BEFORE

SINGLE-FAMILY REHAB LOAN

WASHINGTON, DC

The borrower is a full-time flipper who used a fix and flip loan to renovate an older DC home.  The property was transformed into an open concept living space with extensive renovations including new kitchen, bathrooms, finished basement and landscaping.  The property was purchased for $332,000 and sold for $650,000.

FIX AND FLIP

$403,000 LOAN

AFTER
BEFORE

TOWNHOUSE REHAB LOAN

ARLINGTON, VA

The borrower is a part-time flipper who used a fix and flip loan to renovate a 2 bed, 2 bath townhouse. The interior renovation including removing two walls to open-up the kitchen with a custom island. It was purchased for $430,000 and sold for $598,000.

FIX AND FLIP

$403,000 LOAN

AFTER
BEFORE

SINGLE-FAMILY REHAB LOAN

WASHINGTON, DC

The borrower is a full-time flipper who used a fix and flip loan to renovate an older DC home.  The property was transformed into an open concept living space with extensive renovations including new kitchen, bathrooms, finished basement and landscaping.  The property was purchased for $332,000 and sold for $650,000.